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Freedom Mortgage evaluation: Accepts low credit report for FHA, VA, and USDA mortgages

Freedom mortgage logo on blue Personal Finance pattern background

Freedom mortgage logo on blue Personal Finance pattern background

Table of Contents: Masthead Sticky Summary List Placement The bottom line: Liberty Mortgage is a great choice for FHA, VA, and USDA home mortgages, since it needs lower credit history than most loan providers. It most likely isn't a terrific choice if you value an easy online experience, however, due to the fact that it does not show interest rates online and you can't finish your application on the website.

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Editor's ranking 3.5/ 5 Minimum credit score 620 Minimum down payment 3%

Kinds of mortgages Adhering, jumbo, FHA, VA, USDA, re-finance Get a loan from Liberty Home loan * Minimum credit history and down payment are for adhering home mortgages General lending institution score Feature Insider score (out of 5) Loan types 4 Affordability 4 Client satisfaction 3 Dependability 3 Total 3.5

Advantages and disadvantages

Pros Cons
  • Available in all 50 US states, Puerto Rico, and US Virgin Islands
  • Variety of mortgage types
  • A score in credibility
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